You must submit accreditation documentation for the relevant training program in Attachment 7, as identified in Section IV. Notice of Funding Opportunity. Use our track application tool. Ask your military branch whether both federal and private student loans are eligible. You have other options to save money when repaying dental school loans:.
If you need lower monthly payments. Income-driven repayment plans base your federal loan payments on your discretionary income and family size. If you want to pay less overall. Refinancing dental school loans to a lower interest rate could trim your monthly payments, too, but its bigger impact would be on your bottom line.
Refinancing federal student loans will cost you access to income-driven repayment and some dental student loan forgiveness programs. Be sure you won't need those options before refinancing. State dental school debt forgiveness programs. Public Service Loan Forgiveness. Military loan repayment programs. Don't qualify for dental student loan forgiveness? Qualifying practice sites must be a nonprofit or public health care practice site meeting Kansas SLRP eligibility requirements.
Please note that the loan repayment awards are made on a competitive basis and are limited to available funds. After the initial two-year contract has been fulfilled, the health care provider may extend the contract for up to three additional years of service in one-year increments.
The application cycle is open June 1 through July 31 each year. In return, the student commits to practicing dentistry in a rural area as a KanCare Medicaid provider for a period of time determined by the total KIND scholarship award. Applications also available from UMKC. Deadline: Rolling. For every federal dollar provided by the KSLRP, participants must have a 1-to-1 match from a sponsor source. The program will repay government or commercial educational loans obtained by the practitioner.
Participants who complete their original commitment, remain at an eligible HPSA site, still have educational loans to repay and have been compliant with all requirements may be able to extend their commitment for two years.
The Maine Dental Education Loan is a forgivable loan program for Maine residents seeking advanced dental education. To receive loan forgiveness, a dentist must practice general dentistry full time in an underserved area of the state in an eligible dental care facility. Disbursement of loan funds is made directly to the institution. The Maine Dental Education Loan Repayment Program provides loan repayment assistance for dentists practicing general dentistry in eligible dental care facilities in underserved areas of Maine.
The initial contract term is for two years with the ability to renew for an additional two years. Dentists must be able to document employment at a qualifying dental care facility. A qualifying dental care facility is any health care facility that:. The Maine Health Professions Loan Program is a need-based, competitive loan for Maine students pursuing advanced medical, dental and veterinary education. The number of loans awarded each year is limited and depends on available funding.
Interest does not accrue while students are in school. The amount of the tax credit depends on length of time practiced in an underserved area. Please review this section of the Maine Revised Code for details regarding eligibility. Applicants may re-apply to the MLRP when their contract obligation is complete. Eligible health professionals must be employed by or have a contract to work in eligible public or nonprofit health care organizations, located in a federally designated health professional shortage area, and make a commitment of two years of full-time work or the equivalent extended commitment of part-time work e.
The Michigan State Loan Repayment Program MSLRP assists employers in the recruitment and retention of medical, dental and mental health care providers who continue to demonstrate their commitment to building long-term, primary care practices in underserved communities designated as health professional shortage areas HPSAs. New applicants and current participants compete for consecutive two-year MSLRP agreements requiring them to remain employed for a minimum of 40 hours per week for no less than 45 weeks per year at eligible, nonprofit practice sites providing primary health care services to ambulatory populations.
Providers must remain with the employers who sponsor them during their two-year agreements, and employers must continue to employ the providers they sponsor during their two-year service obligations. In return for the loan repayment award, participants must complete a two-year service obligation at nonprofit, private or public sites located in federally designated health professional shortage areas.
Both dentists and registered clinical dental hygienists are eligible. ADEA will provide an update if the program opens to the applicants.
Selected participants are required to practice in a designated rural area full-time for at least three years, with an optional fourth year. The scholarship program consists of three distinct phases through which participants progress: undergraduate predental education, dental school and actual practice. Missouri participates in the Health Professional Student Loan Repayment Program SLRP , a competitive federal grant program that allocates funds to the state to award funding for educational loan repayment to Missouri-licensed practicing psychiatry, medical and dental health professionals in exchange for services in Missouri areas with a shortage of mental health, medical and dental professionals.
Qualifying employment is considered as full-time, direct patient care in a health professional shortage area HPSA providing primary health care services. You can search for HPSAs. Full-time employment in the SLRP is considered 40 hours per week. Hospitalists, emergency medicine physicians and positions in inpatient facilities and prisons do not qualify.
The Primary Care Resource Initiative for Missouri Student Loan Program , a competitive state program, awards forgivable loans to students pursuing health care training leading to Missouri licensure or registration in dentistry or dental hygiene.
The Nebraska Loan Repayment Programs are available to primary care, mental, dental and allied health professionals practicing in shortage areas in Nebraska. There is one application for two state loan repayment programs. The individual seeking loan repayment must initiate the application. Once they complete and submit their portion, a notice will be sent to the entity providing the matching funds.
The entity then completes the application. The Nevada Health Service Corps NHSC program offers loan repayment for dentists and registered clinical dental hygienists in exchange for engaging in full-time clinical practice in an assigned community for a contractually specified period.
Typically, the length of time equals two years of full-time service. Candidates must agree to provide services to all patients—regardless of their ability to pay, accept specified forms of public insurance, deliver services with medically-accepted quality standards for performance and remain in the assigned underserved area for the duration of the period of obligated service.
Awards are made based on the funding available during that cycle. The NHSC reserves the right to determine the amount of the award and the length of the period of obligated service individually for each application.
The New Hampshire State Loan Repayment Program NH SLRP , provides funds to health care professionals, including dentists and registered clinical dental hygienists, working in areas of the state designated as being medically underserved.
NH SLRP contracts are awarded first to applicants who have secured a 1-to-1 match for each state dollar in the contract. This match can come from the eligible practice site or the community in which the applicant will practice. If an applicant is unable to secure a match, the application will be considered in competition with all other unmatched applications received. Applications are accepted on a rolling basis and are reviewed quarterly.
Quarterly applications deadlines are March 15 for July 1 start , June 15 for Oct. Those who were already accepted into this program will continue to benefit, provided all other eligibility is met. The program is open to New Mexico residents, and is federal and state funded. Health professionals practicing in a federal health professional shortage area HPSA will be offered federal funding first and will receive the highest priority.
We compare the following providers. A—Z List: Private Loans. A—Z List: Refinancing. Like other health professionals, most options available to dentists require you to work for at least a year at a low-paying job or in an underserved area. This is why you might not want to change up your entire career plans just for a forgiveness program.
Indian Health Service Loan Repayment Program Forgiveness through income-driven repayment plans Military loan repayment programs State loan repayment programs. Data updated regularly. Refinance all types of student loans — including federal and parent PLUS loans. Get started More Info. Credible Student Loan Refinancing. Good to excellent credit. Get prequalified offers from top student loan refinancing providers in one place. A leader in student loan refinancing, SoFi can help you refinance your loans and pay them off sooner.
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No minimum credit score. Compare options to combine both private and federal debts into one monthly payment. Compare up to 4 providers Clear selection. What is the average debt load of a dental student? Was this content helpful to you? Thank you for your feedback!
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